Professional Credit Repair & CIBIL Correction Services
NCF Score Booster offers end-to-end credit correction services for individuals and businesses: from wrong loan removal to DPD correction, written-off updates, fraud loan app resolution and commercial report (CMR) improvement. All services are processed through legal and documented channels.
1. Individual Credit Repair
Focused on your personal CIBIL score and loan eligibility.
- ✔ Credit report analysis (all bureaus)
- ✔ Wrong loan / account removal
- ✔ DPD & overdue correction
- ✔ Written-off / settled account update
2. Fraud & App Loan Resolution
Protection from fake loan apps and unauthorised entries.
- ✔ Fraud loan app closure guidance
- ✔ Harassment / blackmail complaint support
- ✔ Dispute wrong loan entries linked to apps
- ✔ Education on safe borrowing
3. Business & CMR Services
For proprietors, traders and SMEs needing commercial credit.
- ✔ Commercial report (CMR) analysis
- ✔ Trade / banking issue resolution
- ✔ CMR improvement guidance
- ✔ Business loan file preparation
Detailed Credit Report Analysis
We start every case with a detailed analysis of your credit report across major bureaus: CIBIL, CRIF High Mark, Experian and Equifax (where applicable). Our experts check:
- ✔ Wrong or duplicate loans and credit cards
- ✔ Incorrect personal or contact details
- ✔ EMI history, DPD & overdue calculations
- ✔ Written-off, settled & suit-filed status
- ✔ High utilisation, inactive accounts & other risk factors
Based on this, we create a custom action plan explaining what can be corrected, estimated timelines, and which NCF package (Basic / Standard / Premium / Business) is most suitable.
Wrong Loan & DPD Correction
Wrongly reported loans or incorrect DPD (Days Past Due) entries are common reasons for loan rejection. Our team works to correct:
- ✔ Loans that do not belong to you
- ✔ Overdue or DPD reported even after timely payment
- ✔ Closed loans still showing as active
- ✔ Sold / transferred accounts not updated correctly
We coordinate with the concerned banks/NBFCs and raise disputes with bureaus through proper channels, using supporting documents, NOCs and closure letters wherever required.
Our Service Process
Every case follows a transparent, step-by-step workflow:
You receive regular status updates via WhatsApp / email so that you always know what is happening on your case.
ARCIL / A R C Updates & Business Support
For complex cases like ARCIL / A R C takeovers, written-off commercial accounts or long-pending NOCs, we offer specialised support:
- ✔ Guidance on settling ARCIL / recovery cases
- ✔ Ensuring closure & NOC details reach bureaus
- ✔ CMR score improvement for business owners
- ✔ Loan proposal & documentation preparation
This service is usually included in our Premium or Business packages depending on the complexity of your case.
Service Packages Overview
We offer four main packages. Detailed features and pricing are shown on the Packages section of our Home page. Here is a quick summary:
Report analysis + basic wrong loan removal & information correction. Ideal for simple cases.
All Basic services + written-off/settlement corrections & suit-filed support.
All Standard services + DPD correction, sold account closure, ARCIL support & app loan closure.
For business owners & SMEs, we also have a Business Package (₹29,900) focused on CMR and commercial loans. Please contact us for a customised discussion.
Service Related FAQ
How many months will it take to improve my score?
Most simple corrections reflect within 30–45 days, depending on bank and bureau response times. Complex ARCIL or long-pending disputes may take longer. We always explain an estimated timeline before starting.
Do you guarantee score increase?
We do not sell fake “score guarantee” schemes. We guarantee that we will process your case with proper documentation and disputes. Score improvement depends on your existing profile and how banks/bureaus respond to factual corrections.
What documents are usually required?
It depends on the issue, but commonly required documents include: PAN, Aadhaar, latest credit report, loan statements, closure letters, NOCs, settlement letters and ID/address proof. Our team shares a customised checklist for every client.
Is my data safe with NCF Score Booster?
Yes. We never ask for OTPs, internet banking passwords or full card details. Documents are used only for dispute filing and lender communication. For legal and privacy details, see our Privacy Policy.
Need Help Choosing the Right Service?
Not sure which package or service is right for you? Share your latest credit report with our team and get a free, no-obligation assessment. We will explain your issues in simple language and suggest the most cost-effective solution.